Four capabilities, one mandate.
Investment management, wealth and estate planning, family office oversight, and next-generation planning. Most families use more than one; they are scoped and reported as a single mandate.
How mandates are held.
Six standing conditions that apply to every mandate.
Written policy first
Capital is not committed until the family has an investment policy in writing and has confirmed it reflects their intentions.
No proprietary products
We do not manufacture what we recommend. The cost of each recommendation is stated in writing.
One point of accountability
A single senior advisor holds the mandate throughout and coordinates the family’s other professionals.
Whole balance sheet
Operating businesses, real estate, and private holdings are counted as exposure whether or not we manage them.
Conservative assumptions
Plans are modelled on conservative assumptions, and we do not target returns beyond what a family’s obligations require.
Limited capacity
We take on a limited number of families so that mandates remain principal-led rather than delegated.
From first conversation to ongoing oversight.
Typically three to four meetings before anything is implemented.
Understand
We establish what the capital is for, who depends on it, what has already been decided, and which questions are unresolved. No recommendations are made at this stage.
Frame
We assemble the position in one place: assets, structures, obligations, and the tax and estate mechanics already in effect, presented as a single balance sheet.
Design
We propose an investment policy and planning approach in plain language, setting out the intended role of each holding, the principal risks, the total cost, and the trade-offs being accepted.
Steward
We implement, report, and review on a set schedule, with an out-of-cycle review triggered by material changes in the family’s circumstances.
Arrange a first conversation.
About an hour, at no cost and without obligation: your circumstances, what the capital is for, and whether our services are a fit.