AureonCapital

Two hypothetical families, worked through.

Neither family is real, and neither describes a client or completed work. We use them to show what we would look at, in what order, and what the family would have at the end.

On this site, a dashed border always marks a hypothetical example.

Hypothetical example A · not a client

Consolidating a family’s position after a business sale

A second-generation family sells its operating company. The proceeds land in three places, and the estate documents still describe a family whose main asset is a business it no longer owns.

Accounts

Personal accounts receive part of the sale proceeds.

Companies

A holding company receives part of the proceeds. The operating company has been sold.

Trusts

A family trust receives the rest.

Estate documents

Wills written when the business was the family’s main asset.

Advisers

The family’s legal counsel, who will need to bring the estate documents into line.

  • No single statement shows what the family now owns across the three places.
  • Nobody has agreed how much of the proceeds is for spending and how much is being held for the next generation.
  • The wills describe a business the family no longer owns.

  1. Put every entity and account on one statement.

  2. Establish the family’s spending needs and time horizons.

  3. Write the investment policy against those needs.

  4. Ask the family’s counsel to bring the estate documents into line with the structures now holding the money.

  5. Only then, invest.

A clear view of what it owns, an agreed plan for the proceeds, and estate documents that describe its actual circumstances.

Services involved:
Family Office ServicesInvestment ManagementWealth & Estate Planning
Hypothetical example B · not a client

Preparing a third generation before a transition begins

A transition is coming, and the information the family would need sits almost entirely with the founding generation.

Founders

Now in their late seventies, holding most of the family’s information personally.

Children

Some work in the business and others don’t.

Grandchildren

Adults who know there is wealth but have never seen its shape or been told what is expected of them.

  • Nobody has called a meeting about the coming transition.
  • Roles after the transition haven’t been discussed.
  • There is no agreement on how to treat the children who work in the business differently from those who don’t.

  1. A facilitated family meeting.

  2. A short written charter setting out principles and who decides what.

  3. A staged education program for the grandchildren.

  4. Disclosure sequenced so that each generation hears the context before the figures.

A transition prepared for in advance, and heirs who understand both the assets and the responsibilities that come with them.

Services involved:
Next Generation & LegacyWealth & Estate Planning

These scenarios are hypothetical and were written to show Aureon Capital’s approach. They do not represent actual clients, completed work, or any guarantee of outcome.

If your family’s position resembles either example, we would be glad to talk it through.

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